Track & Field / Athletics · USA College Cover
Athletics & Track and Field
Scholarship Insurance for Aussie & NZ Athletes
Plans meeting NCAA, NAIA & NJCAA requirements for Australian and New Zealand track & field athletes on US college scholarships. Unlimited overseas medical cover on and off the track.
Why It Matters
NCAA & NAIA Athletics Programs Require Qualifying Insurance
Every Australian and New Zealand track and field athlete heading to a US college on a scholarship must hold health insurance satisfying their program's requirements before being cleared to train or compete. Australian Medicare does not cover you in the USA.
USA College Cover is an authorised representative of the partner insurers we quote and present to clients — we are not an insurer or broker. These plans meet the minimum requirements for athletic associations such as NCAA, NAIA and NJCAA, and in many cases exceed comparable US plans. This includes UNLIMITED overseas medical cover (on and off the field and in your own leisure time, with 24/7 medical support), cover for ALL US medical networks so you can be admitted anywhere, emergency evacuation and repatriation back to your home country, repatriation of remains, and personal liability cover — priced in AUD or NZD from Australian and NZ-regulated companies.
Unlimited overseas medical cover — on and off the track
Sports injury treatment including surgery, hospitalisation & rehab
Personal liability cover
Emergency dental & evacuation
Coverage that satisfies NCAA, NAIA & NJCAA waiver requirements
Formal Insurance Compliance Summary PDF for your Compliance Officer
NCAA · NAIA · NJCAA Compliant Plans
Our partner plans include unlimited overseas medical cover for non-paid amateur participation confirmed to satisfy NCAA, NAIA, and NJCAA insurance waiver requirements for athletics and track & field.
Frequently Asked Questions — Athletics Scholarship Insurance
Do Australian track and field athletes need insurance for a US college scholarship?
Yes. All NCAA, NAIA, and NJCAA athletics programs require student-athletes — including international track and field competitors — to hold qualifying health insurance before they can train or compete. Australian Medicare does not apply in the USA.
What track & field disciplines are covered?
Our partner plans cover a wide range of athletics disciplines including sprints, middle and long distance, hurdles, jumps (long jump, high jump, triple jump, pole vault), throws (shot put, discus, javelin, hammer), combined events (decathlon, heptathlon), and cross country — as amateur, unpaid student-athletes. Always confirm your specific discipline before purchase.
Is cross country covered as well as track?
Yes — cross country is typically covered as part of the broader athletics program for student-athletes. Confirm eligibility for your specific competition schedule with us before your departure.
How do I prove my insurance to my US college athletics program?
USA College Cover provides a Certificate of Insurance and an Insurance Compliance Summary PDF for submission to your college's Athletic Compliance Office. We guide you through the documentation step by step.
This information is general advice only and does not take into account your needs, objectives or personal circumstances. You must read the Product Disclosure Statement (PDS) to decide whether a policy is appropriate for you and your needs.