Why It Matters
NCAA & NAIA Softball Programs Require Qualifying Insurance
Every Australian and New Zealand softball player heading to a US college on a scholarship must hold health insurance satisfying their program's requirements before being cleared to train or compete. Australian Medicare does not cover you in the USA.
USA College Cover is an authorised representative of the partner insurers we quote and present to clients — we are not an insurer or broker. These plans meet the minimum requirements for athletic associations such as NCAA, NAIA and NJCAA, and in many cases exceed comparable US plans. This includes UNLIMITED overseas medical cover (on and off the field and in your own leisure time, with 24/7 medical support), cover for ALL US medical networks so you can be admitted anywhere, emergency evacuation and repatriation back to your home country, repatriation of remains, and personal liability cover — priced in AUD or NZD from Australian and NZ-regulated companies.
Unlimited overseas medical cover — on and off the diamond
Sports injury treatment including surgery, hospitalisation & rehab
Personal liability cover
Emergency dental & evacuation
Coverage that satisfies NCAA, NAIA & NJCAA waiver requirements
Formal Insurance Compliance Summary PDF for your Compliance Officer
NCAA · NAIA · NJCAA Compliant Plans
Our partner plans include unlimited overseas medical cover for non-paid amateur participation confirmed to satisfy NCAA, NAIA, and NJCAA insurance waiver requirements for softball.
Frequently Asked Questions — Softball Scholarship Insurance
Do Australian softball players need insurance for a US college scholarship?
Yes. All NCAA, NAIA, and NJCAA softball programs require student-athletes — including international players — to hold qualifying health insurance before they can train or compete. Australian Medicare does not apply in the USA, so a qualifying student-athlete plan is required.
What softball injuries are typically covered?
Our partner plans cover injuries common in softball including shoulder injuries (rotator cuff, UCL), ankle and knee sprains, fractures, concussions and more — during official training and competition as an amateur, unpaid student-athlete. Always confirm specific activity eligibility before purchase.
Is fastpitch softball covered?
Yes — fastpitch softball, the dominant form played at the NCAA, NAIA and NJCAA collegiate level, is covered under our partner plans for Australian and NZ student-athletes.
How do I submit proof of insurance to my US college softball program?
USA College Cover provides a Certificate of Insurance and an Insurance Compliance Summary PDF tailored for NCAA, NAIA, and NJCAA compliance submissions. We guide you through the documentation process to ensure your Athletic Compliance Officer has everything they need.
This information is general advice only and does not take into account your needs, objectives or personal circumstances. You must read the Product Disclosure Statement (PDS) to decide whether a policy is appropriate for you and your needs.